What Is R-Trust Fund?

R-Trust Fund is a hybrid of cooperative finance and reward-based crowdfunding, where members contribute to a pool of trust funds and earn from both direct savings and team-based participation.

The system is powered by a matrix model that ensures fair reward distribution while offering interest-free loans, business grants, and access to a personal trust fund manager. It’s built on 3 key pillars which are: Trust & Cooperation, Structured Savings, and Crowdfunded Earnings

Become A Member

Our Impact in Numbers

Discover the growing strength of RAF UNION. From active members to funds distributed, our numbers reflect a movement of trust, growth, and collective progress.

Total Members
Over 50,000 Trusted Partners and Counting
Total Trust Fund Payouts
₦500 Million+ Distributed to Members
Years of Existence
9+ Years of Community-Driven Progress
Active Communities
200+ Cooperative Cells Across Regions
Business Grants & Loans Issued
₦200 Million+ in Support
Trained Farmers & Entrepreneurs
20,000+ Empowered
Solar Energy Devices Distributed
5,000+ Through RAF Green Energy
Trust Fund Managers
1,200+ Certified Managers

How to Get Started

Get started with 4 easy steps

Become a Member

Sign up with a trusted leader’s referral link to become part of the trusted network and access the R-Trust Fund system.

Activate Your Account

Contact your trusted leader or a verified admin to receive your deposit ePIN. Use it to activate your account and access your personal Trust Fund dashboard.

Build Your Trusted Team

Grow your team by inviting others through your referral link or earn from spillovers placed under you by the system. The bigger your team, the higher your earnings.

Withdraw Your Trust Fund

Once earnings begin to accumulate, withdraw directly through your assigned Trust Fund Manager or trusted admin. Your rewards are safe, fast, and accessible.

Key Features & Benefits

R-Trust Fund key features & benefits are

Trust Fund Savings

Secure your future through structured cooperative savings. Members can save consistently and earn trust-based returns. Access your savings anytime based on contribution level and cooperative policies.

Matrix-Based Earnings

Earn steady income from a one-time contribution as your network grows in the 10x5 forced matrix. You benefit from both your direct invites and spillovers, unlocking passive earnings as more members join under you.

Interest-Free Loans

Get quick access to business or emergency loans without collateral or interest. Loans are based on your savings, trust score, and activity in the cooperative — empowering you to grow financially.

Business Grants (Food & Cash)

Receive periodic grants in the form of cash or food support to sustain your household or fund your business. These grants are rewards for participation and active membership in RAF UNION.

Personal Trust Fund Manager

Every member is assigned a dedicated trust fund manager who offers guidance, financial updates, withdrawal support, and helps manage your trust relationship within the cooperative.

Business, IT & Agricultural Training

Gain essential knowledge in entrepreneurship, digital skills, agriculture, and investment. These trainings help members create wealth, manage businesses, and stay competitive in a tech-driven world.

Latest Deposit

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Name Amount Date Gateway
Olowe Marvellous Joel ₦6,000.00 NAIRA 19 Jul 2025 E-pin
Olowe Precious Jeal ₦6,000.00 NAIRA 19 Jul 2025 E-pin
Otunba Iyanuoluwa Deborah ₦6,000.00 NAIRA 19 Jul 2025 E-pin
Ogunyemi Jennifer ₦6,000.00 NAIRA 19 Jul 2025 E-pin
Adediran Monsurat Bolanle ₦6,000.00 NAIRA 19 Jul 2025 E-pin
Lateef Muminat Adejoke ₦6,000.00 NAIRA 19 Jul 2025 E-pin
Fatai Zainab Oluwatoyin ₦6,000.00 NAIRA 19 Jul 2025 E-pin
Abdulganiyu Abdulafeez Olaitan ₦6,000.00 NAIRA 19 Jul 2025 E-pin
Ajisafe Ridwanullahi Olawale ₦6,000.00 NAIRA 19 Jul 2025 E-pin
Adesokan Muhammed Abayomi ₦6,000.00 NAIRA 19 Jul 2025 E-pin

Latest Withdraw

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Name Amount Date Method
Data not found

What Our Members Say

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Frequently Asked Questions (FAQs)

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What is RAF UNION?

RAF UNION is a cooperative network of visionary individuals committed to eliminating poverty, ensuring food and financial security, and building wealth through business, farming, savings, and technology.

What is the R-Trust Fund?

The R-Trust Fund is a reward-based crowdfunding system and cooperative savings platform where members contribute once and earn continuously through a structured 10x5 matrix system. It also offers access to loans, grants, and training.

How do I join R-Trust Fund?

You can join by registering through a trusted leader’s referral link, then activating your R-Trust Fund account using a deposit ePIN from your trust fund manager or trusted admin.

Do I need to refer people before I earn?

No. While referring others increases your earnings, you can still benefit from spillovers (members placed under you by your upline or the system) in the matrix.

Is R-Trust Fund a loan or investment platform?

R-Trust Fund is not a loan app or traditional investment platform. It’s a community-powered cooperative that uses trust-based savings, business models, and structured funding systems to support its members.

How do I withdraw my earnings or trust fund?

Withdrawals are made through your assigned trust fund manager or a trusted admin, depending on your contribution level and savings status.

Ready to experience the future of cooperative finance?

Join R-Trust Fund Today and Let Your Network Work for You!

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